Terms of Use

1. Introduction

Welcome to Senator & Co.

These Terms of Use explain the terms that apply when you visit or use senatorandco.co.uk (“our Website”).

By using our Website, you agree to these Terms. If you do not agree with them, please do not use the Website.

We have tried to keep these Terms clear and straightforward. If you have any questions, please contact us.

2. About Senator & Co

Senator & Co is a Scotland-based business advisory firm helping entrepreneurs, businesses and charities make better decisions and achieve more.

We bring together business advice and practical professional support across areas including:

  • business setup and development;
  • business planning and funding;
  • accountancy and financial administration;
  • legal support;
  • websites and digital services;
  • marketing and promotion;
  • printing and promotional merchandise;
  • cost reduction;
  • franchise support; and
  • charity development and support.

Some services are provided directly by Senator & Co. Others may be provided with or through suitably experienced professional advisers, associates or carefully selected third-party specialists.

3. Using Our Website

Our Website is provided to:

  • introduce Senator & Co and our services;
  • provide general business information;
  • help you understand how we may be able to assist;
  • allow you to contact us or request a call; and
  • provide access to useful information and resources.

You may use our Website for lawful personal, business or organisational purposes.

You must not deliberately misuse, damage, disrupt or interfere with the Website, its security or its normal operation.

4. General Information, Not Personal Advice

We want the information on our Website to be useful.

However, businesses, charities and individual circumstances are different. Information published on our Website is therefore provided for general information only and should not be treated as advice specifically tailored to your circumstances.

Before making an important business, financial, legal, tax or other professional decision, you should consider the circumstances relevant to you and obtain appropriate advice where necessary.

If you’re unsure, talk to us. We’ll help you identify the right next step.

5. Our Professional Services

Contacting Senator & Co through our Website does not, by itself, create a client, adviser or professional relationship.

Where you decide to use our services, we may first need to understand:

  • what you need;
  • your circumstances;
  • the scope of the work;
  • which professional expertise is required; and
  • the applicable fees and commercial arrangements.

Specific services may then be subject to a separate proposal, quotation, engagement letter, agreement or terms appropriate to that service.

Where those separate terms conflict with these Website Terms of Use in relation to an agreed professional service, the specific service terms will normally take precedence.

6. Accountancy, Legal & Specialist Advice

Senator & Co brings together different areas of business and professional expertise.

Where a service requires specialist, regulated or professionally qualified advice, we may use or introduce suitably qualified or authorised professionals where appropriate.

This may include accountants, solicitors, financial specialists, consultants or other professional advisers.

Some of these professionals may provide services directly to you under their own professional terms and responsibilities.

We will always aim to make the nature of the arrangement clear.

7. Business Finance & Funding

Senator & Co may help businesses explore funding, loans, leasing and other finance options.

The availability and suitability of finance will depend on factors including your circumstances, eligibility and the requirements of the relevant provider.

We cannot guarantee that an application for funding, finance, credit or leasing will be accepted.

Where regulated financial services are involved, appropriate authorised providers or professionals may be used or introduced where required.

8. Business Results

Our aim is to provide practical advice and support that can make a positive difference.

However, every business, charity, project and market is different.

While we may help with areas such as business planning, cost reduction, marketing, funding, growth and development, we cannot guarantee a particular:

  • level of sales;
  • saving;
  • profit;
  • funding outcome;
  • business growth;
  • fundraising result; or
  • other commercial outcome,

unless a specific written agreement expressly states otherwise.

We encourage clients to make informed decisions based on their own circumstances and the appropriate professional advice.

9. Case Studies & Testimonials

Case studies, testimonials and client examples on our Website may be illustrative examples created to show how Senator & Co could help in different situations. Unless clearly stated otherwise, they should not be taken as actual client testimonials, endorsements or guaranteed results.

Where we publish a genuine client testimonial or case study, we will aim to identify it appropriately and obtain any permissions required.

10. Information on Our Website

We take reasonable care to keep the information on our Website useful and up to date.

However, business information, legislation, regulations, prices, services and other circumstances can change.

We therefore cannot guarantee that every piece of information will always be:

  • complete;
  • current;
  • error-free; or
  • suitable for your particular circumstances.

If you are considering acting on information that could materially affect your business or organisation, please speak to us or an appropriate professional adviser first.

11. Third-Party Services & Websites

Our Website may refer or link to websites, services, organisations or professionals operated by third parties.

These links may be provided because we believe they could be useful or relevant.

However, third-party websites and services are outside our direct control. Unless expressly stated otherwise, Senator & Co is not responsible for their content, availability, privacy practices or independent services.

You should review the relevant terms and policies before using a third-party website or service.

12. Intellectual Property

Unless otherwise stated, the content and materials on our Website belong to Senator & Co or are used with appropriate permission.

This includes, where applicable:

  • our name and branding;
  • logos;
  • Website design;
  • written content;
  • graphics;
  • photographs;
  • documents;
  • downloads; and
  • other original materials.

You may view, print or save reasonable extracts for your own personal or internal business use.

You must not copy, reproduce, republish, sell, commercially exploit or substantially redistribute our Website content without prior permission, except where permitted by law.

13. Acceptable Use

Please use our Website responsibly.

You must not knowingly:

  • use it for unlawful or fraudulent purposes;
  • attempt to gain unauthorised access to our Website, servers or systems;
  • introduce viruses, malicious code or harmful technology;
  • interfere with the Website’s security or operation;
  • use automated systems to extract substantial amounts of Website content without permission;
  • impersonate another person or organisation; or
  • submit deliberately false, misleading, abusive or unlawful information through our forms.

We may restrict access where we reasonably believe the Website is being misused.

14. Website Availability

We aim to keep our Website available and working properly.

However, we cannot guarantee uninterrupted access.

We may occasionally need to:

  • update the Website;
  • carry out maintenance;
  • change features or content;
  • correct problems; or
  • suspend part or all of the Website.

Where practical, we will aim to minimise disruption.

15. Our Responsibility

Nothing in these Terms excludes or limits liability where doing so would be unlawful.

Subject to that, Senator & Co will not be responsible for losses arising solely from reliance on general Website information where appropriate individual or professional advice should reasonably have been obtained.

We are also not responsible for matters outside our reasonable control, including failures or interruptions caused by third-party technology, hosting, communications or external services.

Any liability arising from professional services specifically provided to a client may be governed by the separate terms agreed for those services.

16. Privacy & Cookies

Your privacy matters to us.

Our Privacy Policy explains how we collect, use, share and protect personal information.

Our Cookies Policy explains how cookies and similar technologies may be used on our Website and how you can manage your choices.

Please read these policies alongside these Terms.

17. Changes to Our Website & These Terms

We may update our Website, services or these Terms from time to time.

Changes may be made to reflect:

  • new or updated services;
  • changes to the Website;
  • business developments;
  • legal or regulatory requirements; or
  • improvements to these Terms.

The latest version will always be available on our Website.

18. Governing Law

These Terms of Use are governed by the laws of Scotland.

Any dispute relating to these Terms or use of our Website will be subject to the jurisdiction of the Scottish courts, except where applicable law provides otherwise.

19. Contact Us

If you have a question about our Website, these Terms or any of our services, please contact us:

Senator & Co
Upper Floors, 18 Leonard St., Perth PH2 8ES

Email: support@senatorandco.co.uk

We believe good advice should start with a conversation. Tell us what you need and let’s see how we can help.

20. Related Policies

Please also read our:

  • Privacy Policy;
  • Cookies Policy;
  • Disclaimer;
  • Accessibility Statement; and
  • Modern Slavery Statement.

Together, these documents explain how Senator & Co operates its Website and our approach to privacy, accessibility and responsible business.

Terms of Use
UK (Scotland) Edition • Version 1.0
Effective Date: 01 September 2025